Great Radio Program - KQED Forum

While driving to pick-up the girls today I listened to a program on KQED Forum called Financial Planning Update. The program was extremely interesting sharing different points on view on how to best manage money. Many of the callers topics were about paying for children's higher/college education. After listening to several callers and the panel responding, I felt the weight of the world on my shoulders ... I realized that I had done very little to prepare for Chiara's and Bianca's college education. Am I a bad father by not being able to save money for their education. Chiara is going to go to college in 7 years and just the thought of needing to make up a college fund just adds more stress to everything that is already going on.